Wealth-Tech Suite

Financial Calculators

Power your decisions with data-driven insights. Calculate your wealth potential and discover tax-efficient strategies.

Elite SIP Calculator

Institutional-Grade Wealth Planning

Advanced compounding with step-up logic, inflation adjustment, and cost of delay analysis.

Investment Parameters

Inflation Adjusted

Show today's purchasing power (subtract 6%)

₹1,000 ₹25,000 ₹5,00,000
5% 12% 25%

Increase your monthly investment every year to beat inflation.

0% 10% 25%

1 Year 15 Years 40 Years

Projected Returns

In 15 years, your total wealth will grow to ₹1.57 Cr.

70%

Gains

Invested

₹45 L

Wealth Gained

₹1.12 Cr

Total Value

₹1.57 Cr

SIP vs Fixed Deposit (6%)

By choosing SIP over FD, you are creating an additional

₹45 L

in wealth over the same time period.

Real Purchasing Power

While your bank balance will show ₹5.55 Cr,

its purchasing power in today's terms will be ₹2.18 Cr.

Calculated at an estimated average inflation of 6-7% p.a.

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Tax Alpha Calculator

FD vs. Arbitrage Fund

See how much tax you can save by choosing debt-oriented mutual funds over traditional FDs.

₹1 L ₹10 L ₹1 Cr

Fixed Deposit

~6.5% p.a. (Pre-tax)

Interest Earned ₹65,000
Tax Deducted - ₹19,500
Post-Tax Return ₹45,500
Effective Rate 4.55%

⚠️ After 6% Inflation, your real return on this FD is -1.45%

Arbitrage Fund

~6.8% p.a. (Tax-efficient)

Recommended
Interest Earned ₹68,000
Tax Deducted (Indexation) ₹0
Post-Tax Return ₹68,000
Effective Rate 6.80%

By switching ₹10 Lakhs to Arbitrage, you save ₹19,500 in taxes and increase your usable income by 49.5%.

Retirement Planner

Your Retirement Corpus

Calculate how much you need to save today for a comfortable retirement.

30 Years
2060
60 Years
4570
₹1,00,000
₹25,000₹5,00,000

Required Retirement Corpus

₹9.86 Cr

Adjusted for 6% inflation, your ₹1,00,000 monthly need will become ₹5,74,000 by the time you retire.

Years to Retire

30 Years

Monthly SIP Needed

₹18,500

25 Years
1535

Gap Analysis

Current projected savings vs. Needed Corpus: ₹9.86 Cr required

*Calculated with 12% Pre-retirement returns and 7% Post-retirement returns.

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